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Homeownership | The McLeod Group Network - KW Capital City Blog

Wednesday, April 24, 2019   /   by Amy McLeod

With Inventory Low: Will Your Dream Home Need Some TLC?

According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are willing to consider buying a fixer-upper, with 95% believing that the projects needed will increase their new home’s value!


Realtor.com’s Chief Economist, Danielle Hale, pointed to low-inventory at the entry-level price range for the increase in willingness to renovate.


“The combination of rising home prices and limited entry-level homes for sale is prompting many home shoppers to consider homes that need renovating.


Replete with inspiration at their fingertips – like Pinterest, Instagram, and various home renovation TV shows – some home shoppers are comfortable tackling home renovation jobs to find a home that balances their needs with their budget.”


Just over half of all respondents who said they ...

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  amy mcleod, mcleod group network, homebuyers, buying a house, first time home buyers, homeownership

Wednesday, April 03, 2019   /   by Amy McLeod

5 Things to Know So Your Septic System Won't Destroy Your Yard—and Everybody Else's

Just because you have a septic system doesn’t mean you need to be an expert on it. But the real septic experts wish you knew at least a few things. And not just for their sake, but for yours. A little knowledge can go a long way toward preventing massively expensive (and massively gross) issues down the line.
We talked with the pros who service septic systems every day to dig up the most important dirt you need to know.
1. Know how your system works (please)
“What you have in your backyard is your very own water disposal plant,” says Kim Seipp, who owns High Plans Sanitation Service, in Strasburg, CO, with her husband. “When you live in the city, [your waste] goes away and you don’t think about it. It goes to a municipal plant and all kinds of great things happen to it. With a septic system, all that happens in your backyard.”
To give you the basics, everything that goes into your tank naturally separates into three layers.
&ldq ...

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  amy mcleod, mcleod group network, homeowners, homeownership, owning a home, home maintenance, maintaining your septic system, septic system

Monday, April 01, 2019   /   by Amy McLeod

Kitchen Islands With Beds? Indoor Yards? 4 Hot New Home Trends Too Good to Be True

If you're a homeowner who takes pride in staying on top of interior design trends, you've no doubt been busy lately. High-end kitchen island? Check. Living wall in the living room? Sure thing! And you've most certainly got a Chip and Joanna Gaines-inspired farmhouse sink or shiplap lurking somewhere, too.
Sorry to break it to you ... but those trends are très passé. The rest of the world has moved on, and they're decking out their homes with way hipper stuff than that.
Relax, your friends at realtor.com are here to help! Just feast your eyes on four of the hottest, hippest home trends we've seen lately.

Kitchen islands with beds



Kitchen island with bed
iStock; realtor.com


Kitchen islands have been getting bigger and more souped up than ever. This so-called "hub of the home" can now incorporate sinks, ovens, breakfast bars, charging stations, and far more. But let's be honest here: Al ...

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  amy mcleod, mcleod group network, homebuyers, homeowners, homeownership, owning a home, home improvement, home decor, kitchens, home design

Monday, March 25, 2019   /   by Amy McLeod

Your Tax Refund Is The Key To Homeownership!

According to data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year.
Tax refunds are often thought of as ‘extra money’ that can be used toward larger goals. For anyone looking to buy a home in 2019, this can be a great jump start toward a down payment!
The map below shows the average tax refund Americans received last year by state.


Many first-time buyers believe that a 20% down payment is required to qualify for a mortgage. Programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae all allow for down payments as low as 3%. Veterans Affairs Loans allow many veterans to purchase a home with 0% down.
If you started your down payment savings with your tax refund check this year, how close would you be to a 3% ...

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  amy mcleod, mcleod group network, homebuyers, buying a house, first time home buyers, homeownership, down payment, move up buyers

Wednesday, December 26, 2018   /   by Amy McLeod

What to Do If Your Pipes Freeze: Defrosting Tips and More

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While this is the season for giving and receiving, frozen pipes are one gift you don’t want. If you're a homeowner living in a cold climate, you're likely aware of this type of threat, but do you know what to do if your pipes freeze? Given the financial risks involved here, this is something you should know about.
Here are the signs that your pipes may be frozen—and what to do if they are.
How to determine if your pipes are frozen
The most obvious sign that you have frozen pipes is the absence of water (assuming you’re not delinquent on your water bill).
“Frozen water pipes won't deliver water to the sink, tub, or toilet—and blocked heating pipes will prevent hot air from reaching radiators that are past the part that's frozen,” says Mary Redler, vice president of Polo Plumbing & Heating in Lindenhurst, NY.
Ways to defrost your pipes
If you have frozen pipes that are undamaged, Redler says you may be able to defr ...

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  amy mcleod, mcleod group network, homeowners, homeownership, frozen pipes, what to do if your pipes freeze

The McLeod Group Network - KW Capital City
Amy McLeod
1900 Hines St SE, Suite 220
Salem, OR 97302
971-208-5093
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Lighthouse Mortgage
Phil Gerstner
110 Wallace Rd. NW
Salem, OR 97304
503-871-4968
NMLS# 291931

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Traci Benjamin
Homeside Mortgage
Sales Manager, AVP
tbenjamin@gohomeside.com
NMLS 11736
Direct: 503-843-8072
Cell: 503-932-5511

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Aaron Memmott
Finance of America
Mortgage Advisor
amemmott@financeofamerica.com
NMLS# 1048117
Direct: (503) 718-9876
Cell: (503) 551-1115
Fax: (855) 639-2956

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Elizabeth Smith
Caliber Home Loans
elizabeth.smith@caliberhomeloans.com
NMLS# 228191
Cell: 503-910-0415
eFAX: 844-538-4687

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