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Buying Your Dream Home | The McLeod Group Network - KW Capital City Blog

Wednesday, March 20, 2019   /   by Amy McLeod

6 Things You'll Love—and Hate—About Buying a Home This Spring

Welcome to the best—and worst—time to buy a home: spring! Yes, it's peak home-buying season. However, it’s no bed of roses.
Knowing what to expect is half the battle, and can help you use these highs and lows to your advantage!
So consider this an essential prep course. Ready to dive into the best of times and the worst of times for home buying?
You’ll love: All the inventory
One of the best things about buying a house during the spring is that you have a lot more options to choose from.
“New listings tend to flood the market in April and May,” says Kimberly Sands, a real estate broker in Carolina Beach, NC. Just keep in mind that with so much inventory out there, you’ll want to make sure to stick to your search and price parameters to avoid getting overwhelmed.
You’ll hate: All the competition
Busier times mean more buyers and, thus, more competition—which explains why bidding w ...

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  amy mcleod, mcleod group network, homebuyers, buying a house, first time home buyers, home values, move up buyers, pre-approval, buying your dream home

Monday, December 3, 2018   /   by Amy McLeod

4 Reasons to Buy A Home This Winter!

Here are four great reasons to consider buying a home today instead of waiting.
1. Prices Will Continue to Rise
CoreLogic’s latest Home Price Insight report revealed that home prices have appreciated by 5.6% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.7% over the next year.
The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.
2. Mortgage Interest Rates Are Projected to Increase 
Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have hovered around 4.8%. Most experts predict that rates will rise over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are in unison, projecting that rates will increase in 2019.
An increase in rates will impact YOUR monthly mortgage payment. A yea ...

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  amy mcleod, mcleod group network, homebuyers, buying a house, first time home buyers, move up buyers, buying your dream home

Wednesday, October 17, 2018   /   by Amy McLeod

5 Tips for Starting Your Home Search

In today’s real estate market, with low inventory dominating the conversation in many areas of the country, it can often be frustrating to be a first-time homebuyer if you aren’t prepared.


In a recent realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to help carry their excitement of buying a home throughout the whole process.


1. Get Pre-Approved for a Mortgage Before You Start Your Search


One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even if you are in a market that is not as competitive, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach.


This step will also help you narrow your search based on your budget and won’t leave you di ...

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  amy mcleod, mcleod group network, homebuyers, buying a house, first time home buyers, down payment, owning a home, credit score, pre-approval, buying your dream home, millennial homebuyers

Monday, October 15, 2018   /   by Amy McLeod

We're Stuck in Our Starter Home—Will It Be Our Forever Home, Too?

Right after we got married, my husband and I bought a starter house. At the time, we didn’t have much in savings (or in income), so it wasn’t our dream house. But it was our house, and that was enough. Coming from the tiny apartment where we started out, this three-bedroom, one-bath Cape Cod on a quiet street seemed like a dream. Our plan was to stay five years, tops, then sell it and move on to something bigger and better.
That was 12 years ago … and we’re still here.
At first, our long stay in our starter home happened purely by accident. We had two kids in quick succession, and I'd made a career move into an unsteady field. We were just too busy (and to be honest, too scared) to make the leap.
A few years ago, however, we decided we were ready to enter the real estate market once again. Financially, we were comfortable, and we were rapidly outgrowing the house that had once fit us perfectly. Time to move on!
But that's when it ...

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  amy mcleod, mcleod group network, homebuyers, homeowners, buying a house, selling a house, move up buyers, starter homes, buying your dream home

The McLeod Group Network - KW Capital City
Amy McLeod
1900 Hines St SE, Suite 220
Salem, OR 97302
971-208-5093
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Lighthouse Mortgage
Phil Gerstner
110 Wallace Rd. NW
Salem, OR 97304
503-871-4968
NMLS# 291931

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Traci Benjamin
Homeside Mortgage
Sales Manager, AVP
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NMLS 11736
Direct: 503-843-8072
Cell: 503-932-5511

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Aaron Memmott
Finance of America
Mortgage Advisor
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NMLS# 1048117
Direct: (503) 718-9876
Cell: (503) 551-1115
Fax: (855) 639-2956

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Elizabeth Smith
Caliber Home Loans
elizabeth.smith@caliberhomeloans.com
NMLS# 228191
Cell: 503-910-0415
eFAX: 844-538-4687

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