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The McLeod Group Network - KW Capital City Blog

Friday, December 15, 2017   /   by Amy McLeod

Exploring Salem Oregon: Enlightened Theatrics: A Charles Dickens Christmas

This Enlightened Theatrics’ presentation tells the story of the Christmas before the Carol. A Charles Dickens Christmas is a highly original take on A Christmas Carol that gives a behind-the-scenes look at the creation of the holiday classic. $20-$30 admission.
Salem's Historic Grand Theatre
187 High St. NE Ste 300
Salem, OR 97301
503-585-3427
www.enlightenedtheatrics.org/charlesdickenschristmas
Courtesy of Amy McLeod, The McLeod Group Network

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  amy mcleod, mcleod group network, exploring salem oregon, holiday fun, christmas, salem's historic grand theatre

Wednesday, December 13, 2017   /   by Amy McLeod

What is the Cost of Waiting Until Next Year to Buy?

We recently shared that over the course of the last 12 months, home prices have appreciated by 7.0%. Over the same amount of time, interest rates have remained historically low which has allowed many buyers to enter the market.
As a seller, you will likely be most concerned about ‘short-term price’ – where home values are headed over the next six months. As a buyer, however, you must not be concerned about price, but instead about the ‘long-term cost’ of the home.
The Mortgage Bankers Association (MBA), Freddie Mac, and Fannie Mae all project that mortgage interest rates will increase by this time next year. According to CoreLogic’s most recent Home Price Index Report, home prices will appreciate by 4.7% over the next 12 months.
What Does This Mean as a Buyer?
If home prices appreciate by 4.7% over the next twelve months as predicted by CoreLogic, here is a simple d ...

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  amy mcleod, mcleod group network, first time home buyers, buying a house, homebuyers, home values, owning a home

Monday, December 11, 2017   /   by Amy McLeod

Why Getting Pre-Approved Should Be Your First Step

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.


Even if you are in a market that is not as competitive, knowing your budget will give you the confidence of knowing if your dream home is within your reach.


Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their website:


“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”


One of the many advantages of working wit ...

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  amy mcleod, mcleod group network, first time home buyers, buying a house, credit score, down payment, pre-approval

Friday, December 8, 2017   /   by Amy McLeod

Exploring Salem Oregon: Christmas Unplugged with John Doan: Reclaiming the Holiday Spirit

Willamette University presents Emmy-nominated musician and storyteller John Doan with his acclaimed “Christmas Unplugged — Reclaiming the Holiday Spirit” program at Hudson Concert Hall located on campus at 900 State St. at 7 p.m. on Sunday, Dec. 3. Advanced tickets are available at the Music Department in the Mary Stuart Rogers Music Center, or charge-by-phone at 503-370-6255. 
Ticket prices are $15 for adults and $10 for seniors, children and students under 18. Tickets at the door are $18. Willamette University students, faculty and staff may acquire one free ticket up to one week prior to the event. 
Also, visit www.johndoan.com for photos and a video of this program.
Hudson Concert Hall, Willamette University
900 State St.
Salem, OR 97301
503-370-6255

Event Website
Courtesy of Amy McLeod, The McLeod Group Network

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  amy mcleod, mcleod group network, holidays, exploring salem oregon, holiday fun, christmas, holiday concerts, hudson concert hall, willamette university

Wednesday, December 6, 2017   /   by Amy McLeod

Housing and the Senate Tax Plan: What Now?

Members of the real estate industry are responding to the passage of the Senate tax plan, which chiefly includes a 20 percent corporate tax rate—down from 35 percent—and reduced rates for families and individuals over the next seven years. The development follows the House passage of its own plan in November.
Both bills challenge homeownership, industry members say. The bills extend the capital gains exclusion eligibility requirement that home sellers reside in the home from two of the last five years to five of the last eight. (The House plan, however, includes an income phaseout provision.) Both also raise the standard deduction, which has the potential to render the mortgage interest deduction (MID) useless.
“If eligibility rules for excluding the sale of a home from capital gains taxes are changed from requiring living in your home for two of the past five years to five of the past eight, selling the median U.S. home after four years of own ...

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  amy mcleod, mcleod group network, home sellers, homeowners, first time home buyers, homebuyers, housing and the senate tax plan, taxes